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AI VORTEXLEGAL AI RISK INTELLIGENCE
CASE BRIEF / REVIEW PACKETAV-CB-01PCUPLGenerated September 10, 2026Evidence checked Sep 10, 2026
TRACKED PUBLIC MATTER

Kamia Nellum v. Credit Acceptance Corporation

S.D. Indiana · Nov 18, 2025

Jurisdiction
federal
Court
S.D. Indiana
Record ID
kamia-nellum-v-credit-acceptance-corporation-2025-11-18
Observed outcome
The court granted the defendant's motion to compel arbitration and issued a formal warning to the plaintiff regarding the submission of hallucinated citations.
Known monetary consequence
Not recorded
ADVISOR READOUT

Why this matter warrants attention

The court issued a formal warning to the pro se plaintiff for submitting hallucinated and misrepresented case law citations in her filings. The court clarified that pro se litigants are not exempt from procedural rules and cautioned that continued submission of fabricated authority could lead to sanctions.

Why the decision-maker cared

Misrepresented: Case Law | Plaintiff cited 'Messina v. N. Cent. Distrib., Inc., 821 N.E.2d 236 (Ind. Ct. App. 2005)'; court found the citation/method of attribution incorrect and that the proper decision appears as Messina v. N. Cent. Distrib., Inc., 821 F.3d 1047, 1050 (8th Cir. 2016). Court noted the case was not addressed by the Indiana Court of Appeals as plaintiff claimed. || Fabricated: Case Law | Plaintiff cited 'Miller v. Credit Acceptance Corp., 2019 WL 2450930 (S.D. Ind. 2019)'; court found that citation does not exist (2019 WL 2450930 corresponds to an unrelated D. Utah decision) and that the Miller v. Credit Acceptance decisions found on Westlaw are from 2012 (N.D. Ohio).

Why it matters now

This record documents a Pro Se Litigant filing issue in S.D. Indiana, with the listed outcome: Warning.

RECORDED ISSUES

Failure modes and consequences

  • Pro Se
  • Fake Citations
  • Misrepresented Authority
  • Contract
  • Trial
  • Warning
AI attribution
Reported
Recorded tool
AI (implied, unspecified)
Known monetary consequence
Not recorded
Procedural posture
The court granted the defendant's motion to compel arbitration and stayed the proceedings pending the outcome of arbitration, while simultaneously issuing a warning regarding the plaintiff's citation practices.
PRIMARY SOURCE

Damien Charlotin case archive

Publisher document archive. The recorded document is hosted in the upstream publisher archive.

Open underlying source

A recorded source link is not a substitute for checking the underlying order, filing, opinion, or disciplinary record.

EVIDENCE BOUNDARY

What this record does—and does not—establish

The source does not name a tool, but the nature of the errors implies automated generation.

Retained unchanged after audit: the existing summary is source-specific, non-placeholder, and supported by the recorded source link. Read the underlying source before relying on it for legal advice or a filing.

Latest evidence review: Primary Document Verified (high confidence).

PRACTICAL REVIEW IMPLICATIONS

Controls suggested by the public record

  1. Verify each cited authority, quotation, and proposition against the underlying source before filing.
  2. Confirm that every authority actually supports the proposition for which it is offered.