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AI VORTEXLEGAL AI RISK INTELLIGENCE
CASE BRIEF / REVIEW PACKETAV-CB-0GM0A8SGenerated September 10, 2026Evidence checked Sep 10, 2026
TRACKED PUBLIC MATTER

Thu Thuy Nguyen v. PennyMac Loan Services

D. Nevada · Jan 7, 2026

Jurisdiction
federal
Court
D. Nevada
Record ID
thu-thuy-nguyen-v-pennymac-loan-services-2026-01-07
Observed outcome
The Court issued a warning to the plaintiff regarding the use of fake citations and stated it would entertain a motion for attorney's fees for costs incurred by defendants in responding to the filings.
Known monetary consequence
Not recorded
ADVISOR READOUT

Why this matter warrants attention

The Court issued a formal warning to the pro se plaintiff regarding the citation of fabricated legal authorities. The Court also explicitly stated it would entertain a motion for attorney's fees from the defendants to recover costs associated with addressing the plaintiff's inclusion of these fake citations in her filings.

Why the decision-maker cared

Fabricated: Case Law | Plaintiff cited Obot v. Wells Fargo Bank, N.A.; the Court could not locate the D. Nev. decision and concluded it was fake. || Fabricated: Case Law | Plaintiff cited McCart-Pollak v. On Demand Capital Grp., LLC; the Court was unable to locate this D. Nev. decision and found it to be fake. || Fabricated: Case Law | Plaintiff cited U.S. Bank N.A. v. Farhi; the Court could not locate the authority as cited and determined it to be fake. || Fabricated: Case Law | Plaintiff cited Bernard v. First Horizon Home Loan Corp.; the Court was unable to locate the D. Nev. decision and found the citation to be fake.

Why it matters now

This record documents a Pro Se Litigant filing issue in D. Nevada, with the listed outcome: Warning; Possible Monetary Sanction.

RECORDED ISSUES

Failure modes and consequences

  • Pro Se
  • Fake Citations
  • Contract
  • Trial
  • Monetary
  • Warning
AI attribution
Reported
Recorded tool
AI (implied, unspecified)
Known monetary consequence
Not recorded
Procedural posture
The Court granted the defendants' motions to dismiss the plaintiff's claims, with some claims dismissed with prejudice and others without prejudice, while issuing a warning regarding the plaintiff's use of fabricated case law.
PRIMARY SOURCE

Damien Charlotin case archive

Publisher document archive. The recorded document is hosted in the upstream publisher archive.

Open underlying source

A recorded source link is not a substitute for checking the underlying order, filing, opinion, or disciplinary record.

EVIDENCE BOUNDARY

What this record does—and does not—establish

AI (implied, unspecified) is recorded in the source dataset; confirm the basis in the linked document.

Retained unchanged after audit: the existing summary is source-specific, non-placeholder, and supported by the recorded source link. Read the underlying source before relying on it for legal advice or a filing.

Latest evidence review: Primary Document Verified (high confidence).

PRACTICAL REVIEW IMPLICATIONS

Controls suggested by the public record

  1. Verify each cited authority, quotation, and proposition against the underlying source before filing.
  2. Escalate and correct a suspect filing promptly, with a documented response.