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Public trackerEvidence checked Jul 23, 2026 · Latest decision Jul 21, 2026Public incidents are risk signals, not usage-adjusted rates
Evidence-linked corpus record: this page is generated from the structured public record and has a publication-readiness score of 80/100. It passed the source, context, and standalone-summary checks used for public indexing; individual legal editorial review is not represented.
Xavier Jamal Smith v. Santander Consumer USA Inc.
N.D. Indiana · Nov 4, 2025
IN / federalEditorial impact: lowpro sefake citationsfabricated quotescontract
Direct answer
What happened in this matter?
Fabricated: Case Law | Plaintiff cited 'Citizens Nat’l Bank of Paris v. Midwest Agri-Dev. Corp., 887 F.2d 1128, 1134 (7th Cir. 1989)'; the Court found the reporter citation corresponds to an unrelated First Circuit opinion, no Seventh Circuit case by that name from 1989 appears to exist, and it could not locate any case containing the quoted language. Rather amazingly, plaintiff asked and was granted leave to file a "Case Law Verification Index" that contained further hallucinations.
- Why the court cared
- Fabricated: Case Law | Plaintiff cited 'Citizens Nat’l Bank of Paris v. Midwest Agri-Dev. Corp., 887 F.2d 1128, 1134 (7th Cir. 1989)'; the Court found the reporter citation corresponds to an unrelated First Circuit opinion, no Seventh Circuit case by that name from 1989 appears to exist, and it could not locate any case containing the quoted language.
- Why it matters now
- This record documents a Pro Se Litigant filing issue in N.D. Indiana, with the listed outcome: no adjudicated outcome recorded.
Why this matter is tracked
Fabricated: Case Law | Plaintiff cited 'Citizens Nat’l Bank of Paris v. Midwest Agri-Dev. Corp., 887 F.2d 1128, 1134 (7th Cir. 1989)'; the Court found the reporter citation corresponds to an unrelated First Circuit opinion, no Seventh Circuit case by that name from 1989 appears to exist, and it could not locate any case containing the quoted language. Rather amazingly, plaintiff asked and was granted leave to file a "Case Law Verification Index" that contained further hallucinations.
Operational lesson
This record documents a Pro Se Litigant filing issue in N.D. Indiana, with the listed outcome: no adjudicated outcome recorded.
Record details
IndianaSingle-state evidence scope
CourtN.D. Indiana
Jurisdictionfederal
Circuit7th Circuit
DateNov 4, 2025
AI
AI toolAI (implied, unspecified)
Party typePro Se Litigant
OutcomeSee source
Known amountNot recorded
Professional sanctionNo
Attribution boundary
What the record establishes about AI use
reported
AI (implied, unspecified) is recorded in the source dataset; confirm the basis in the linked document.
Procedural posture
Procedural posture is not separately recorded in the current dataset.
Correction behavior
Correction behavior is not separately verified in the current record.
Tracked discrepancy record
1 citation, quotation, or authority issues are recorded in the source dataset.
- Fabricated: Case Law | Plaintiff cited 'Citizens Nat’l Bank of Paris v. Midwest Agri-Dev. Corp., 887 F.2d 1128, 1134 (7th Cir. 1989)'; the Court found the reporter citation corresponds to an unrelated First Circuit opinion, no Seventh Circuit case by that name from 1989 appears to exist, and it could not locate any case containing the quoted language.
Questions this record answers
- What happened in Xavier Jamal Smith v. Santander Consumer USA Inc.?
- Fabricated: Case Law | Plaintiff cited 'Citizens Nat’l Bank of Paris v. Midwest Agri-Dev. Corp., 887 F.2d 1128, 1134 (7th Cir. 1989)'; the Court found the reporter citation corresponds to an unrelated First Circuit opinion, no Seventh Circuit case by that name from 1989 appears to exist, and it could not locate any case containing the quoted language. Rather amazingly, plaintiff asked and was granted leave to file a "Case Law Verification Index" that contained further hallucinations.
- Why does Xavier Jamal Smith v. Santander Consumer USA Inc. matter for legal AI risk?
- This record documents a Pro Se Litigant filing issue in N.D. Indiana, with the listed outcome: no adjudicated outcome recorded.
- What does the public record establish about Xavier Jamal Smith v. Santander Consumer USA Inc.?
- Retained unchanged after audit: the existing summary is source-specific, non-placeholder, and supported by the recorded source link. Read the underlying source before relying on it for legal advice or a filing.
- Which source supports this Xavier Jamal Smith v. Santander Consumer USA Inc. summary?
- The recorded source is Damien Charlotin case archive. It is classified as publisher document archive; review the linked material and subsequent docket history before relying on this summary.
Related matters
Related by court, jurisdiction, tool, or classified failure pattern. Similarity does not imply the same facts or outcome.