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HomeCasesJohnson v. Digital Federal Credit Union
Evidence review: primary document verified. The linked primary document was extracted and checked with page-level evidence locators.
Evidence-linked corpus record: this page is generated from the structured public record and has a publication-readiness score of 76/100. It passes the current publication gate; that is not a legal-editorial review or a guarantee that every field has been independently verified.
Corpus matter record

Johnson v. Digital Federal Credit Union

N.D. Texas · Dec 30, 2025

TX / federalEditorial impact: lowpro sefake citationscontracttrialNone Adjudicated
Direct answer

What happened in this matter?

The court dismissed the plaintiff's claims with prejudice after finding the complaint failed to state a claim. The court specifically identified that the plaintiff cited a non-existent case to support her legal arguments, which the court rejected as part of its broader dismissal of the action.

Why the court cared
Fabricated: Case Law | Plaintiff cited a non-existent case for the proposition that an "Overdraft Protection Plan constitutes 'credit'"; the court noted the case does not exist and declined to rely on it.
Why it matters now
This record documents a Pro Se Litigant filing issue in N.D. Texas, with the listed outcome: no adjudicated outcome recorded.

Why this matter is tracked

In a pro se action against Digital Federal Credit Union, the plaintiff alleged violations of the Fair Credit Reporting Act and the Equal Credit Opportunity Act. The court granted the defendant's motion to dismiss under Rule 12(b)(6) for failure to state a claim. During the proceedings, the plaintiff cited a non-existent case to support the argument that an overdraft protection plan constitutes credit. The court explicitly noted the case did not exist and declined to rely on the proposition. Having previously granted the plaintiff an opportunity to amend her complaint, and noting the plaintiff's failure to respond to the motion to dismiss, the court dismissed the action with prejudice.

Operational lesson

This record documents a Pro Se Litigant filing issue in N.D. Texas, with the listed outcome: no adjudicated outcome recorded.

Record details

TexasSingle-state evidence scope
Explore TXOpen its source-linked jurisdiction page and related matters.
CourtN.D. Texas
Jurisdictionfederal
Circuit5th Circuit
DateDec 30, 2025
AI
AI toolAI (implied, unspecified)
Party typePro Se Litigant
OutcomeThe court granted the defendant's motion to dismiss and entered judgment dismissing the suit with prejudice.
Known amountNot recorded
Professional sanctionNo
Attribution boundary

What the record establishes about AI use

reported

AI (implied, unspecified) is recorded in the source dataset; confirm the basis in the linked document.

Procedural posture

The court granted the defendant's motion to dismiss the second amended complaint with prejudice under Fed. R. Civ. P. 12(b)(6).

Correction behavior

Correction behavior is not separately verified in the current record.

Tracked discrepancy record

1 citation, quotation, or authority issues are recorded in the source dataset.

  1. Fabricated: Case Law | Plaintiff cited a non-existent case for the proposition that an "Overdraft Protection Plan constitutes 'credit'"; the court noted the case does not exist and declined to rely on it.

Questions this record answers

What happened in Johnson v. Digital Federal Credit Union?
The court dismissed the plaintiff's claims with prejudice after finding the complaint failed to state a claim. The court specifically identified that the plaintiff cited a non-existent case to support her legal arguments, which the court rejected as part of its broader dismissal of the action.
Why does Johnson v. Digital Federal Credit Union matter for legal AI risk?
This record documents a Pro Se Litigant filing issue in N.D. Texas, with the listed outcome: no adjudicated outcome recorded.
What does the public record establish about Johnson v. Digital Federal Credit Union?
Retained unchanged after audit: the existing summary is source-specific, non-placeholder, and supported by the recorded source link. Read the underlying source before relying on it for legal advice or a filing.
Which source supports this Johnson v. Digital Federal Credit Union summary?
The recorded source is Damien Charlotin case archive. It is classified as publisher document archive; review the linked material and subsequent docket history before relying on this summary.

Related matters

Related by court, jurisdiction, tool, or classified failure pattern. Similarity does not imply the same facts or outcome.

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