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HomeCasesZaykariya v. Freedom Mortgage Corporation, et al.
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Corpus matter record

Zaykariya v. Freedom Mortgage Corporation, et al.

W.D. Oklahoma · Jan 9, 2026

OK / federalEditorial impact: lowpro sefake citationsmisrepresented authoritycontractWarning
Direct answer

What happened in this matter?

The Court issued a formal warning to pro se litigants regarding the use of AI-generated, fake case citations. The Court identified eight fabricated cases and one misrepresented case in the Plaintiffs' filings, noting these were likely the result of AI hallucinations, and warned that future similar conduct could lead to sanctions.

Why the court cared
Fabricated: Case Law | Court identified McEwen v. McCullough, 347 F. Supp. 2d 349 as a fake case cited by Plaintiffs. || Fabricated: Case Law | Court identified Edwards v. First Nat’l Bank of Anchorage, 67 F.3d 1299 as a fake case cited by Plaintiffs. || Fabricated: Case Law | Court identified Anderson v. Nationwide Mortg. Grp., Inc., 281 B.R. 177 as a fake case cited by Plaintiffs. || Fabricated: Case Law | Court identified Williams v. Lowndes Cnty., 475 F.3d 820 as a fake case cited by Plaintiffs. || Fabricated: Case Law | Court identified Smith v. Aegis Mortg. Corp., 560 F.3d 837 as a fake case cited by Plaintiffs. || Fabricated: Case Law | Court identified In re Barlow, 59 B.R. 707 as a fake case cited by Plaintiffs. || Fabricated: Case Law | Court identified Sturdivant v. BAC Home Loans, 159 Cal.Rptr.3d 113 as a fake case cited by Plaintiffs. || Fabricated: Case Law | Court identified United States v. Signatone Corp., 60 F.3d 365 as a fake case cited by Plaintiffs. || Misrepresented: Case Law | Court noted Plaintiffs cited Speleos v. BAC Home Loans, 755 F.Supp.2d 304 and incorrectly represented it as supporting a RESPA violation, whereas the case did not discuss RESPA.
Why it matters now
This record documents a Pro Se Litigant filing issue in W.D. Oklahoma, with the listed outcome: Warning.

Why this matter is tracked

In a mortgage foreclosure-related action, the U.S. District Court for the Western District of Oklahoma dismissed the pro se Plaintiffs' complaint. During the proceedings, the Court identified multiple instances where the Plaintiffs cited non-existent cases and misrepresented the holdings of actual cases. The Court noted these errors appeared to be hallucinations resulting from the Plaintiffs' suspected use of artificial intelligence. While the Court dismissed the action on substantive grounds, it explicitly warned the Plaintiffs that future use of AI-generated, fake case citations in filings before the Court may result in sanctions, including dismissal. The Court also directed the Plaintiffs to recent Tenth Circuit guidance regarding the verification of AI-generated citations.

Operational lesson

This record documents a Pro Se Litigant filing issue in W.D. Oklahoma, with the listed outcome: Warning.

Record details

OklahomaSingle-state evidence scope
Explore OKOpen its source-linked jurisdiction page and related matters.
CourtW.D. Oklahoma
Jurisdictionfederal
Circuit10th Circuit
DateJan 9, 2026
UN
AI toolunspecified
Party typePro Se Litigant
OutcomeThe Court granted the Defendant's Motion to Dismiss and issued a formal warning to the Plaintiffs regarding the use of AI-generated, fake case citations.
Known amountNot recorded
Professional sanctionNo
Attribution boundary

What the record establishes about AI use

implied

The Court suspected AI use but did not name a specific tool.

Procedural posture

Order granting Defendant's Motion to Dismiss the Plaintiffs' Amended Complaint without prejudice.

Correction behavior

Correction behavior is not separately verified in the current record.

Tracked discrepancy record

9 citation, quotation, or authority issues are recorded in the source dataset.

  1. Fabricated: Case Law | Court identified McEwen v. McCullough, 347 F. Supp. 2d 349 as a fake case cited by Plaintiffs.
  2. Fabricated: Case Law | Court identified Edwards v. First Nat’l Bank of Anchorage, 67 F.3d 1299 as a fake case cited by Plaintiffs.
  3. Fabricated: Case Law | Court identified Anderson v. Nationwide Mortg. Grp., Inc., 281 B.R. 177 as a fake case cited by Plaintiffs.
  4. Fabricated: Case Law | Court identified Williams v. Lowndes Cnty., 475 F.3d 820 as a fake case cited by Plaintiffs.
  5. Fabricated: Case Law | Court identified Smith v. Aegis Mortg. Corp., 560 F.3d 837 as a fake case cited by Plaintiffs.
  6. Fabricated: Case Law | Court identified In re Barlow, 59 B.R. 707 as a fake case cited by Plaintiffs.
  7. Fabricated: Case Law | Court identified Sturdivant v. BAC Home Loans, 159 Cal.Rptr.3d 113 as a fake case cited by Plaintiffs.
  8. Fabricated: Case Law | Court identified United States v. Signatone Corp., 60 F.3d 365 as a fake case cited by Plaintiffs.
Show 1 additional discrepancies
  1. Misrepresented: Case Law | Court noted Plaintiffs cited Speleos v. BAC Home Loans, 755 F.Supp.2d 304 and incorrectly represented it as supporting a RESPA violation, whereas the case did not discuss RESPA.

Questions this record answers

What happened in Zaykariya v. Freedom Mortgage Corporation, et al.?
The Court issued a formal warning to pro se litigants regarding the use of AI-generated, fake case citations. The Court identified eight fabricated cases and one misrepresented case in the Plaintiffs' filings, noting these were likely the result of AI hallucinations, and warned that future similar conduct could lead to sanctions.
Why does Zaykariya v. Freedom Mortgage Corporation, et al. matter for legal AI risk?
This record documents a Pro Se Litigant filing issue in W.D. Oklahoma, with the listed outcome: Warning.
What does the public record establish about Zaykariya v. Freedom Mortgage Corporation, et al.?
Retained unchanged after audit: the existing summary is source-specific, non-placeholder, and supported by the recorded source link. Read the underlying source before relying on it for legal advice or a filing.
Which source supports this Zaykariya v. Freedom Mortgage Corporation, et al. summary?
The recorded source is Damien Charlotin case archive. It is classified as publisher document archive; review the linked material and subsequent docket history before relying on this summary.

Related matters

Related by court, jurisdiction, tool, or classified failure pattern. Similarity does not imply the same facts or outcome.

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